Safeguard Your Jewelry on Summer Vacation

Unfortunately, the Emblings aren't alone. In fact, Jewelers Mutual conducted a recent survey on travel and jewelry loss or theft and found that the number of jewelry losses, based on survey responses, has doubled compared to their 2015 survey. The most common place to lose jewelry? The beach (27 percent of reported losses).

The survey also revealed that only 1 percent of travelers who lose jewelry report recovering the piece.

"Approximately 40 percent of consumers are devastated or experience a high level of emotional impact from a lost piece of jewelry," said Don Elliott, director of claims at Jewelers Mutual.

Avoid becoming a vacation victim with these six travel tips from Jewelers Mutual's new travel guide:

* Take pictures of items before your trip in case you need to file a police report.

* Avoid posting pictures of your jewelry and location on social media.

* Leave jewelry off while swimming.

* Wear or pack jewelry in a carry-on bag.

* Tuck necklaces and watches under necklines and cuffs when in dangerous areas.

* Keep necklaces safe and untangled in your bag by threading them through a straw; fasten earrings to an extra button to keep them together.

Jewelers Mutual puts travelers' minds at ease. The Wisconsin-based company has been in the business since 1913, and understands the value of jewelry and developing personal relationships with its customers.

While some homeowner's insurance plans cover an extent of personal property, the plans typically won't go as far as to replace a cherished piece that is lost or damaged. For those seeking to replace their lost treasure, Jewelers Mutual works with jewelers to recreate your lost, damaged or stolen jewelry so it can continue to be a prized possession for years to come.

Embling and her fiancé acted fast retracing their steps and discovered the ring in their hotel room, which happens to be the second highest place people lose their jewelry.

Visit jewelersmutual.com for more information about insuring and protecting your most cherished memories.