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4 Different Ways Your Retirement Could Play Out

(NewsUSA) - 100.

That’s the age that 69 percent of Americans say they want to live till, according to a just-released “Longevity and the New Journey of Retirement” study conducted by financial services firm Edward Jones in partnership with Age Wave and The Harris Poll.  

If that seems surprising, it may be because most of us envision what used to be called our “golden years” unfolding far differently than they did for our parents and grandparents.  “Today’s retirees have a growing array of opportunities to stay engaged, possibly reinvent themselves, and enjoy the freedoms that stage of life affords,” said Edward Jones’ Ken Cella.

Ah, but, just how enjoyable your later years wind up being depends on which “path,” as Edward Jones calls it, you follow.

Purposeful Pathfinders

1.Purposeful Pathfinders

You’ve seen the photos of older couples hiking or happily sightseeing outside the Eiffel Tower, right?  Unless they inherited their wealth or hit the lottery – two things you don’t want to depend on – it’s likely because they began saving for retirement earlier (age 34, on average) than most of the more than 4,000 retirees surveyed and invested their money wisely along the way.  Ergo, with 78 percent of this group reporting that they’re in “great shape financially,” four words describe their retirement:  happy, engaged, productive and contributory.  

Relaxed Traditionalists

2.Relaxed Traditionalists

Rest, relaxation and generally enjoying life free from past responsibilities typify them.  They, too, have mainly heeded Edward Jones’ most important warning: “The value of financial foresight cannot be underestimated since the conventional three-legged stool for funding retirement – pensions, Social Security and personal savings – has become even more wobbly, and unexpected expenses like healthcare can arise.”  

The most open to relocating – including to an adult living community –moving was made easier for them since they’d been saving since age 37 and may even have used the sale of their house to finance it.    

Challenged Yet Hopefuls

3.Challenged Yet Hopefuls

Okay, here’s where things start to get a bit dicey.

Most of those surveyed said they should have started saving at age 29; this group, ruefully as they now admit, actually started at 45, which was seven years later than the average of those polled.  

Consequently, while they lead active lives and are doing the best with what they have, their retirement years are what you would call “constrained.”  

How constrained?  Half admitted to often worrying about outliving their money and 54 percent with retirement accounts have resorted to early withdrawals.

Regretful Strugglers

4.Regretful Strugglers

The name says it all.

The least prepared for retirement, they’re also unfortunately the largest group of retirees (31 percent) and have little if any savings.

They’re also the most unhappy, the most regretful about the choices they’ve made, and the most down on life in general.

Sounds bleak?  Wait, it gets worse.

A whopping two-thirds of them seriously worry about outliving their savings.  A fate you wouldn’t wish on your worst enemy and one you can potentially avoid by consulting a financial advisor, like a trusted local one at Edward Jones, who can help bring you closer to the future you see for yourself.  Plus, one of the firm’s free online tools even lets you calculate whether you’re on track to save enough to retire when you want.    

Whether you live to be 100 or not is an entirely different story.

Reissue: June 15, 2022

Planning Your Financial Future with A Professional You Can Trust

A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

 

Planning Your Financial Future with A Professional You Can Trust

A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

 

Smart Strategies for Choosing Your First Apartment

(NewsUSA) - Whether you are a recent college graduate, a grad student in a new city or a young professional shifting gears into a new job, finding your first home as an independent adult can seem daunting, but a few key points can put you on the path to your own place.         

Pick a location. If you are in graduate school or have taken a new job, your location may already be predetermined. For those looking to move for a fresh start, mid-sized cities such as Colorado Springs, Boston, Seattle and Milwaukee have been gaining traction among young professionals for their blend of affordable housing, diverse social life and variety of entertainment options.     

Determine wants vs. needs. How much space do you need? Will you have roommates or pets? Think about what suits your lifestyle. Would you like to live in a high-rise building that includes amenities such as a gym, or a pool, or would you like to live in a three-flat apartment that’s on a quiet neighborhood street? Make a checklist of must-haves and nice-to-haves before your start your search.     

Make safety a priority. Being new to a city or area can make you feel vulnerable, which is why knowing what security measures a building uses can go a long way toward feeling safe and comfortable at home.     

Since safety and security start at the front door, check to see what type of entryway system the building has. The latest systems feature intuitive technology that provide residents with the ability to open the door from an app on their smartphone and the ability to visually confirm who’s requesting access, such as a friend, delivery driver or service worker..     

One example of this technology is the award-winning LiftMaster Smart Video Intercom powered by myQ.® With a smart video intercom such as LiftMaster at the property’s entrance, residents can safely unlock the door or gate from the myQ Community app and verify guests’ identities before granting them entry to the building or community from their smartphone. You can rest easy knowing that all visitors who enter your building are logged and accounted for.     

When choosing your apartment, ask about security. It’s as important as asking about parking, pets and plumbing features.     

For more information, visit myq.com/community/resident about keeping your home safe and secure.

Reissue: June 15, 2022

BookTrib’s Bites: A Potpourri of Intriguing Reads

A Pastor's Pit"A Pastor's Pit"
by Judge Roy Sparkman

Religious liberty is under attack in the United States. Faced with legal challenges for the mere action of preaching from the Bible, Pastor Preston and his supporters confront a terrifying truth: the U.S. Constitution is no defense against a biased district attorney obsessed with sending him to prison.

A "Pastor's Pit" exposes the threat to the religious liberty that people of all faiths take for granted, as well as the crucial role that U.S. Supreme Court appointments and presidential elections play in maintaining the rights of all citizens. How can a pastor be indicted and tried for the "crime" of preaching from the Bible? Will the courts send him to prison or uphold his constitutional freedoms? Purchase at https://amzn.to/2NHapnh.

Irina"Irina"
by Philip Warren

A masterfully detailed historical novel of culture, religion, history and politics of the times intertwined with a deeply moving portrayal of tragedy, hope and perseverance. This is Irina's journey from Polish serving girl to French businesswoman. Her determination and curiosity will make you cheer, and her harrowing escape from those who would thwart her progress will have you holding your breath.

Poznan, Poland 1378. Irina is dying. Despite her storied life, one loss is not accounted for: her only son. In a world dominated by men, Irina finds that she can thrive, having everything she could want but the answer to one question. A rich, wonderful saga. Purchase at https://amzn.to/3hQ859Y.

On the Way to Casa Lotus"On the Way to Casa Lotus"
by Lorena Junco Margain

This is a memoir of family, art, injury and forgiveness. The author -- a passionate art collector and devoted wife and mother -- is already shaken after abruptly fleeing Mexico and relocating in the USA with her family. Then, she learns she has a tumor, which simple surgery can mend. But to err is human -- even for surgeons. Rather than improve after surgery, her condition worsens.

Deeply compassionate, wise and poetic, the memoir lays bare some of the most poignant contradictions of the human condition, blurring the distinctions between guilt and neglectfulness, anger and sorrow, humility and shame, gratitude and despair. The book plants a seed of hope that loss and pain can serve a higher purpose. Purchase at https://amzn.to/3vYcbRf.

Indecent Exposure"Indecent Exposure"
by Viola Trivette 

Meera and Aaron have been pitted against each other since law school in their fight for a higher class rank and their ever-growing gap in political views. Apart from constant class bickering, Meera avoids Aaron after an awkward moment in an empty classroom their first year. However, as graduation approaches, she starts to regret all those nights she spent alone in the library and finally agrees to go out with her roommate where she bumps into Aaron at a noisy club.

Although both characters are undeniably drawn to one another, they refuse to admit what's between them. What ensues is a game of back-and-forth as they each try to force the other to concede. Purchase at https://amzn.to/3he4Xok.

NOTE: BookTrib's Bites is presented by BookTrib.com

 

 

Beware of Self-Treatments & Bizarre Vagina Trends

(NewsUSA) - The pandemic created a major shift in the way people consume - and, more importantly, trust - information, especially as it relates to vaginal health. In fact, a new survey conducted by OnePoll on behalf of RepHresh of 2,000 American women age 24-34 reveals that two in five women named Google as their go-to source of information over a physician when experiencing discomfort or vaginal health symptoms.

Many women are also turning to social media for health advice. For example, on TikTok, hashtags relating to the words "sex education" have over 70 million views. A now infamous TikTok video, providing a tutorial on how to relieve constipation through "vaginal splinting" has racked up over 3 million views and the latest popular #icecubechallenge claims to tighten the vagina and curb bacterial overgrowth.

While these trending DIY/at-home medical hacks can be entertaining, many of these practices are not only ineffective at controlling the natural balance of good and bad bacteria, but can be dangerous and cause more harm than good. Melting an ice cube in the vagina can elevate the natural pH balance and trigger a bacterial infection as the pH of water (7.5-8) is higher than the normal vaginal pH (3.5-4.5). And, while vaginal splinting is a scientific method used by medical professionals, experts caution trying it at home as it poses a risk of bacterial spread if not done properly.

The RepHresh survey found that over half (51%) thought a vagina should have a neutral pH, and only 12% correctly identified "moderately acidic" as the ideal pH balance. In addition, the top three most Googled phrases and questions respondents needed answers about included "vaginal discharge" (44%), "do I have a yeast infection?" (39%) and "vaginal odor" (37%).

With an uptick in misinformation, most women frequently misdiagnose their vaginal symptoms. That's why it's more critical than ever that women turn to trusted health care professionals for advice, proper diagnosis and remedies for the actual problem.

Here are a few important things women might not know, but need to know to maintain good vaginal health:

1. Vaginal odor is completely normal and should not be a cause for alarm. Refrain from using unnecessary scented products, including wipes and washes that claim to eliminate odor with fruity or flowery fragrances, as this will not solve the root cause of the issue, which is an unbalanced pH. Do look for clinically-backed and doctor-recommended products for vaginal health, such as over-the-counter RepHresh Gel, which rebalances pH to a healthy range, eliminates odor, and lasts up to three days.

2. Bacterial Vaginosis (BV) and yeast infections can present similar symptoms, such as unusual vaginal discharge and discomfort, so when women run to the drug store and buy an OTC yeast medication such as Monistat, they are not addressing the root cause of the problem. Two out of three times it is BV, which must be treated with an antibiotic from their health care provider. But, antibiotics can kill the good and bad bacteria and cause a yeast infection, so make sure to take a vaginal probiotic once a day such as RepHresh Pro-B as it contains 2 strains of vaginal lactobacilli to keep the vaginal flora in balance and eat foods high in probiotics like a healthy no-sugar-added Greek yogurt, kefir, kimchi, or miso.

3. High sugar and alcohol intake can elevate pH imbalances and contribute to an overgrowth of yeast. Maintain a healthy moderation of sugary drinks and junk food as excess amounts not only impact vaginal health, but overall weight gain and wellness.

4. Vaginal discharge is a completely normal function in which the vagina naturally removes old cells to keep the environment healthy and clean. Some women have more discharge, while others might experience very little, and it can change in color and thickness depending on the ovulation cycle. However, discharge accompanied with itching, burning, fishy odor, swelling, unusual color, or pelvic pain should be brought to a doctor's attention as it can be a bacterial infection or STI and must be treated appropriately.

Before trying something new, consult with your healthcare provider especially when things seem off to ensure the safety and efficacy of the method or product you are considering. And, don't miss your annual OB/GYN visit.

Maria Sophocles, MD, OB/GYN is the Medical Director of Women's Healthcare of Princeton in Princeton, NJ.

Planning Your Financial Future with A Professional You Can Trust

A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

 

Planning Your Financial Future with A Professional You Can Trust

A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

 

Beware of Self-Treatments & Bizarre Vagina Trends

(NewsUSA) - The pandemic created a major shift in the way people consume - and, more importantly, trust - information, especially as it relates to vaginal health. In fact, a new survey conducted by OnePoll on behalf of RepHresh of 2,000 American women age 24-34 reveals that two in five women named Google as their go-to source of information over a physician when experiencing discomfort or vaginal health symptoms.

Many women are also turning to social media for health advice. For example, on TikTok, hashtags relating to the words "sex education" have over 70 million views. A now infamous TikTok video, providing a tutorial on how to relieve constipation through "vaginal splinting" has racked up over 3 million views and the latest popular #icecubechallenge claims to tighten the vagina and curb bacterial overgrowth.

While these trending DIY/at-home medical hacks can be entertaining, many of these practices are not only ineffective at controlling the natural balance of good and bad bacteria, but can be dangerous and cause more harm than good. Melting an ice cube in the vagina can elevate the natural pH balance and trigger a bacterial infection as the pH of water (7.5-8) is higher than the normal vaginal pH (3.5-4.5). And, while vaginal splinting is a scientific method used by medical professionals, experts caution trying it at home as it poses a risk of bacterial spread if not done properly.

The RepHresh survey found that over half (51%) thought a vagina should have a neutral pH, and only 12% correctly identified "moderately acidic" as the ideal pH balance. In addition, the top three most Googled phrases and questions respondents needed answers about included "vaginal discharge" (44%), "do I have a yeast infection?" (39%) and "vaginal odor" (37%).

With an uptick in misinformation, most women frequently misdiagnose their vaginal symptoms. That's why it's more critical than ever that women turn to trusted health care professionals for advice, proper diagnosis and remedies for the actual problem.

Here are a few important things women might not know, but need to know to maintain good vaginal health:

1. Vaginal odor is completely normal and should not be a cause for alarm. Refrain from using unnecessary scented products, including wipes and washes that claim to eliminate odor with fruity or flowery fragrances, as this will not solve the root cause of the issue, which is an unbalanced pH. Do look for clinically-backed and doctor-recommended products for vaginal health, such as over-the-counter RepHresh Gel, which rebalances pH to a healthy range, eliminates odor, and lasts up to three days.

2. Bacterial Vaginosis (BV) and yeast infections can present similar symptoms, such as unusual vaginal discharge and discomfort, so when women run to the drug store and buy an OTC yeast medication such as Monistat, they are not addressing the root cause of the problem. Two out of three times it is BV, which must be treated with an antibiotic from their health care provider. But, antibiotics can kill the good and bad bacteria and cause a yeast infection, so make sure to take a vaginal probiotic once a day such as RepHresh Pro-B as it contains 2 strains of vaginal lactobacilli to keep the vaginal flora in balance and eat foods high in probiotics like a healthy no-sugar-added Greek yogurt, kefir, kimchi, or miso.

3. High sugar and alcohol intake can elevate pH imbalances and contribute to an overgrowth of yeast. Maintain a healthy moderation of sugary drinks and junk food as excess amounts not only impact vaginal health, but overall weight gain and wellness.

4. Vaginal discharge is a completely normal function in which the vagina naturally removes old cells to keep the environment healthy and clean. Some women have more discharge, while others might experience very little, and it can change in color and thickness depending on the ovulation cycle. However, discharge accompanied with itching, burning, fishy odor, swelling, unusual color, or pelvic pain should be brought to a doctor's attention as it can be a bacterial infection or STI and must be treated appropriately.

Before trying something new, consult with your healthcare provider especially when things seem off to ensure the safety and efficacy of the method or product you are considering. And, don't miss your annual OB/GYN visit.

Maria Sophocles, MD, OB/GYN is the Medical Director of Women's Healthcare of Princeton in Princeton, NJ.

BookTrib’s Bites: A Potpourri of Intriguing Reads

A Pastor's Pit"A Pastor's Pit"
by Judge Roy Sparkman

Religious liberty is under attack in the United States. Faced with legal challenges for the mere action of preaching from the Bible, Pastor Preston and his supporters confront a terrifying truth: the U.S. Constitution is no defense against a biased district attorney obsessed with sending him to prison.

A "Pastor's Pit" exposes the threat to the religious liberty that people of all faiths take for granted, as well as the crucial role that U.S. Supreme Court appointments and presidential elections play in maintaining the rights of all citizens. How can a pastor be indicted and tried for the "crime" of preaching from the Bible? Will the courts send him to prison or uphold his constitutional freedoms? Purchase at https://amzn.to/2NHapnh.

Irina"Irina"
by Philip Warren

A masterfully detailed historical novel of culture, religion, history and politics of the times intertwined with a deeply moving portrayal of tragedy, hope and perseverance. This is Irina's journey from Polish serving girl to French businesswoman. Her determination and curiosity will make you cheer, and her harrowing escape from those who would thwart her progress will have you holding your breath.

Poznan, Poland 1378. Irina is dying. Despite her storied life, one loss is not accounted for: her only son. In a world dominated by men, Irina finds that she can thrive, having everything she could want but the answer to one question. A rich, wonderful saga. Purchase at https://amzn.to/3hQ859Y.

On the Way to Casa Lotus"On the Way to Casa Lotus"
by Lorena Junco Margain

This is a memoir of family, art, injury and forgiveness. The author -- a passionate art collector and devoted wife and mother -- is already shaken after abruptly fleeing Mexico and relocating in the USA with her family. Then, she learns she has a tumor, which simple surgery can mend. But to err is human -- even for surgeons. Rather than improve after surgery, her condition worsens.

Deeply compassionate, wise and poetic, the memoir lays bare some of the most poignant contradictions of the human condition, blurring the distinctions between guilt and neglectfulness, anger and sorrow, humility and shame, gratitude and despair. The book plants a seed of hope that loss and pain can serve a higher purpose. Purchase at https://amzn.to/3vYcbRf.

Indecent Exposure"Indecent Exposure"
by Viola Trivette 

Meera and Aaron have been pitted against each other since law school in their fight for a higher class rank and their ever-growing gap in political views. Apart from constant class bickering, Meera avoids Aaron after an awkward moment in an empty classroom their first year. However, as graduation approaches, she starts to regret all those nights she spent alone in the library and finally agrees to go out with her roommate where she bumps into Aaron at a noisy club.

Although both characters are undeniably drawn to one another, they refuse to admit what's between them. What ensues is a game of back-and-forth as they each try to force the other to concede. Purchase at https://amzn.to/3he4Xok.

NOTE: BookTrib's Bites is presented by BookTrib.com

 

 

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