My prediction is that China will not drop its equity caps and intellectual property theft, and will not stop subsidizing all of its state-owned enterprises. As a result; we will see acceleration of the decoupling of China from the United States, in other words, a reversal of the economic integration and interpenetration that has taken place between these two economies over the past 20 years. So let us examine the implications of the decoupling of China from the United States.

The first area to consider is trade. The IMF has estimated that if the United States were to impose 25 percent tariffs on all Chinese imports, and China were to retaliate, the trade volume between China and the United States would drop by 70 percent. So there would clearly be an initial "trade shock."

The question here is whether the U.S. can find other low-cost suppliers. The answer is yes. We have seen that suppliers such as Vietnam have stepped up their exports to the United States, and other Asian countries and Mexico will also try to fill the role of low-cost supplier to the U.S. market. Vietnam has gained an estimated 7.9 percent of its gross domestic product from new business created by the U.S.-China trade war.

The next largest gainer is Taiwan, with 2.1 percent of its GDP added as a result of the U.S.-China trade war needed from other countries supplied by China.

In summary, if the Trump tariffs were to remain in place, there would undoubtedly be an initial "trade shock," and some dislocations. Over time, however, the United States would gradually shift its import sources to lower- cost suppliers, and would substitute rare earth minerals from other countries. So, with regard to trade, China is replaceable.

The second area is investment. Chinese direct investment in the United States dropped 84 percent from 2017 to 2018, from $29.4 billion to $4.8 billion. The U.S. government, will further limit Chinese investors through national security reviews. Meanwhile, U.S. direct investment in China has stagnated at $26.9 billion, with the annual growth rate dropping from 11 percent to 1.5 percent in 2018. U.S. investment will increasingly take place in other low-wage Asian countries such as Vietnam and Taiwan, and Mexico. Moreover, the lowering of U.S. corporate tax rates on January 1, 2018, from 35 percent to 21 percent will discourage direct foreign investment by U.S. enterprises, and make the United States a more promising place to invest than China. Therefore, if the Trump tariffs remain in place, China can be largely replaced over time by other countries as an investment target.

Last month, the Trump Administration restricted sales by U.S. companies to Huawei, the Chinese telecommunications champion. This measure will force Huawei to develop its own versions of chips and operating systems to replace those that it now obtains from the West. And last week the Commerce Department imposed new export controls that will effectively bar five major Chinese supercomputer developers of next-generation, high-performance computing from obtaining U.S. technology. The Commerce ban on exports to the major Chinese supercomputer companies, along with the Huawei ban, will promote the decoupling of the two countries' tech supply chains. Therefore, it is likely that separate operating systems will be set up for telecommunications, supercomputers, and the Internet.

China holds an estimated $1.1 trillion of U.S. government bonds. Some have warned that if China decided to dump U.S. dollars, U.S. interest rates would soar and the U.S. economy would implode. China's holdings, however, are not a particularly large proportion of the roughly $22 trillion total of U.S. government debt. Furthermore, China has already sold $221 billion in long-term Treasuries since early 2015, with no harm done to the U.S. capital market.

We are entering a new phase of increased Chinese assertiveness. China is now challenging the United States for global supremacy, while the U.S. Government distrusts Chinese intentions and sees China as a predatory competitor and an adversary. The global consensus based on liberalization is likely to be replaced by rival trading blocs. This may not be a desirable development from the standpoint of the United States and the global economy, but it is the most important geopolitical event of our era. Decoupling from China, while painful for both countries, would be preferable to a real war with China, the likely alternative.

*Bart S. Fisher is an attorney in Washington, D.C., and co-author of International Trade and Investment: Regulating International Business.

Unfortunately, the Emblings aren't alone. In fact, Jewelers Mutual conducted a recent survey on travel and jewelry loss or theft and found that the number of jewelry losses, based on survey responses, has doubled compared to their 2015 survey. The most common place to lose jewelry? The beach (27 percent of reported losses).

The survey also revealed that only 1 percent of travelers who lose jewelry report recovering the piece.

"Approximately 40 percent of consumers are devastated or experience a high level of emotional impact from a lost piece of jewelry," said Don Elliott, director of claims at Jewelers Mutual.

Avoid becoming a vacation victim with these six travel tips from Jewelers Mutual's new travel guide:

* Take pictures of items before your trip in case you need to file a police report.

* Avoid posting pictures of your jewelry and location on social media.

* Leave jewelry off while swimming.

* Wear or pack jewelry in a carry-on bag.

* Tuck necklaces and watches under necklines and cuffs when in dangerous areas.

* Keep necklaces safe and untangled in your bag by threading them through a straw; fasten earrings to an extra button to keep them together.

Jewelers Mutual puts travelers' minds at ease. The Wisconsin-based company has been in the business since 1913, and understands the value of jewelry and developing personal relationships with its customers.

While some homeowner's insurance plans cover an extent of personal property, the plans typically won't go as far as to replace a cherished piece that is lost or damaged. For those seeking to replace their lost treasure, Jewelers Mutual works with jewelers to recreate your lost, damaged or stolen jewelry so it can continue to be a prized possession for years to come.

Embling and her fiancé acted fast retracing their steps and discovered the ring in their hotel room, which happens to be the second highest place people lose their jewelry.

Visit jewelersmutual.com for more information about insuring and protecting your most cherished memories.

Eco Tek 360, a forward-thinking fiber technology company and a division of Global Fiber Technologies, Inc. a public company, (GFTX), has developed a proprietary technology that removes the fibers from fabrics that have reached the end of their useful life cycle. The fibers are extracted from a landfill-destined garment and used to create yarn, make new fabric, and then get sewn into fabric which is turned into "rejuvenated" uniforms. Each time the uniform comes back to the client, the process creates a true circular economy and reduces carbon footprints.

"It takes between 500 to 700 gallons of water to grow one pound of cotton and Eco Tek 360 can help save billions of gallons each year through utilization of its patent- pending process," says Chris Giordano, president and co-chairman of Global Fiber Technologies.

"We will take corporate uniforms at the end of their useful life that would otherwise head for disposal and re-purpose them back to the same company as sustainable, high quality uniforms for their employees," says Giordano.

"Our primary raw material is sourced from uniforms being disposed of by our corporate clients, allowing us to be competitive on price," says Paul Serbiak Global's CEO.

There are three steps to the ECOTEK process:

- Recovery: Companies collect old uniforms and send them to Ecotek. Customers earn a credit towards new uniform purchases.

- Rejuvenation: Rejuvenation is the heart of the Ecotek philosophy. The company uses a patented procedure to remove old fiber from fabric, restore it, and create new fabric. The rejuvenated fiber is soft, strong, and comfortable, and looks like new.

- Re-creation: The fabric made from the rejuvenated fiber is then used to make new uniforms.

"The entire process takes place in the USA, ensuring fair labor practices and extremely high quality standards," according to the company. Ecotek will offer customized design in large and small batches with quick turnaround times.

Buying uniforms made with rejuvenated fibers not only saves water and energy, it saves money, and allows employees to feel proud and look great with options for customized style and sizing.

Surveys show that a majority of entry-level employees prefer to work for an environmentally friendly company and more than half of consumers prefer to buy from companies with a green reputation.

For more information about how your company can go greener and look great doing it, visit https://globalfibertechnologies.com/ecotek-360/.

Varios de sus estudiantes fueron afectados por el huracán, inspirándole a desarrollar el proyecto "Lluvia, truenos, estragos y esperanza" que fomenta la empatía entre sus alumnos mientras estimula el aprendizaje de forma innovadora.

Durante el proyecto, sus estudiantes de onceavo grado realizaron entrevistas a sus compañeros, identificados por una trabajadora social, quienes habían sufrido más por los efectos del huracán. Después los estudiantes redactaron historias y crearon cortos documentales acerca de las experiencias de los estudiantes afectados.

El proyecto no podía terminar ahí. "Era necesario lograr que la sensibilidad hacia el prójimo se extendiera," dijo De La Paz. Después de ver los documentales, los estudiantes sugirieron demostrarles los videos a otros grados. Con el uso de Microsoft Forms, se ofreció una encuesta a los estudiantes antes y después de ver los videos.

"Los resultados fueron sorprendentes. Ellos no imaginaban que sus compañeros a quienes ven cada día habían pasado por estas situaciones," explicó De La Paz. "Había casos en que los hogares habían perdido el techo o el suelo."

Después del huracán Maria, se estima que más 130,000 personas abandonaron la isla, y se fueron a Florida, Nueva York, Texas, entre otros estados. Por esta razón, De La Paz se unió con la escuela pública Ascher Silberstein en Texas para llevar este aprendizaje fuera de Puerto Rico. Los estudiantes participaron en el mismo ejercicio, creando empatía y conciencia sobre la situación.

"La tecnología tiene la capacidad de no solo crear el mundo de mañana pero también darle vida al presente," dijo De La Paz. "Necesitamos ver la tecnología como una herramienta que nos ayuda a mostrar lo que estamos viviendo, usándola de forma empática y humana."

Acerca de Microsoft Latinx Microsoft Latinx es una plataforma de comunicaciones que celebra a la comunidad Latina y sigue la misión de la compañía de empoderar a cada persona y organización a lograr más. Para más información contacta a Edelman at (305) 358-9500.

The science behind the CopperZap device is that bacteria, viruses, and other microbes die quickly on copper surfaces. Researchers believe copper's high electrical conductance interferes with the delicate balance of a microbe cell and destroys it in seconds.

In fact, some hospitals are experimenting with adding copper to high-touch surfaces such as faucets and call buttons to help kill bacteria on contact and reduce the spread of infection, according to a recent story in The Washington Post.

CopperZap is a tool made of pure copper with a nasal probe at one end. The probe is designed to be rubbed gently in the nose for 60 seconds at the first sign of a cold coming on. In addition, touching the device can help kill illness-causing bacteria on the hands and fingers.

"Copper is great at killing superbugs," says Dr. Bill Keevil, a pioneer in researching copper and infectious diseases.

In particular, copper can kill a type of virus known as a coronavirus that causes respiratory problems ranging from the mild discomfort of a common cold to potentially lethal pneumonia, according to Dr. Keevil. Other researchers have found that copper is effective against flu viruses and methicillin-resistant staphylococcus aureus (MRSA).

Copper has been used for a variety of health purposes since ancient times; evidence suggests that Egyptians and Greeks used it to purify water and to disinfect ulcers and other infections on the skin. Reports from the Civil War document the use of copper to promote healing in battlefield wounds.

In 2012, Dr. Doug Cornell, PhD, an American inventor, learned about the microbe-killing power of copper and saw the potential for a handheld device to combat viruses. Dr. Cornell designed the CopperZap to combat cold and flu viruses in the nose and on the fingers.

"Over 99 percent of people who used it and reported results say it worked to stop a cold they felt about to start," Dr. Cornell says. Other users report that the CopperZap has stopped flu symptoms, cured cold sores, and relieved sinus discomfort, he adds.

For more information, visit copperzap.com.

Yes, we're talking 529 plans. They've been around since 1996 - longer than most Generation Zers have been alive - but a new survey from Edward Jones found that a whopping 67 percent of Americans don't have a clue that they provide a tax-advantaged way to save money for tuition, books and other qualified education-related expenses at most accredited two- and four-year colleges, universities, and vocational-technical schools. Worse still, that 67 percent figure is 5 percent higher than the first time the survey was done in 2012.

"It's a concerning trend," says Tim Burke, a principal at the financial services firm Edward Jones.

"Concerning" because of the current average price tag of a four-year degree, including tuition, room and board: $21,370-a-year at public schools, according to the College Board, and $48,510-a-year at private schools.

And just how do those surveyed think they're going to handle that freight?

* Personal savings accounts (38 percent). Alas, the national average interest rate on such accounts is a measly 0.09 percent. Try covering even the more than $1,200 the average college student spends on books and materials over the course of a year with that.

* Scholarships (35 percent). Is your kid a bona fide child prodigy or football star? Because Sallie Mae's "How America Pays for College" 2018 report found that only 17 percent of college costs were paid this way.

* Federal or state financial aid (33 percent). Pell Grants are the largest source of federally funded grants, and they max out at $6,095 for the 2018-19 academic year. That would cover about 28 percent of one year's $21,370 average cost at a public college - except that, as the College Board explains, "most students receive smaller grants because they are enrolled part time or because their family income and assets reduce their aid eligibility."

* Private student loans (20 percent). According to the Brookings Institution, parents who take out loans - not the financially strapped Millennials we've heard so much about it - do so to the tune of $16,000 a year on average, and nearly 10 percent are on the hook for $100,000. "College debt is increasingly becoming a parent problem, too," ConsumerReports.com just warned.

Given all that, you can see why Kyle Andersen, another principal at Edward Jones, says that "by relying on scholarships or federal or state financial aid that a student may or may not receive, Americans leave themselves vulnerable."

Which brings us back to 529 plans.

Kudos to the 18 percent of those surveyed who said they'd implemented this strategy, which Edward Jones and others call "an attractive and practical way to save." How so? Remember when we said they're tax-advantaged? That means that (unlike personal savings accounts) the earnings in these plans - typically comprised of a portfolio of funds - accumulate tax-free, and that qualified withdrawals are exempt from both federal and state income taxes.

The federal gift tax exclusion allows a contributor to give up to $15,000 per year, per beneficiary, or $30,000 for married couples. Though almost every state has its own 529 plan - with total limits sometimes reaching more than $500,000 - there's no "home-town restriction," so you might want to work with a local Edward Jones financial advisor to compare plans and review your situation.

Oh, one other thing less than half of those surveyed knew: 529 plans can also be used to pay for qualified K-12 tuition.

With a secluded beachfront location on the northwest (or Caribbean) side of the coast of the island of St. Lucia, Calabash Cove offers privacy and luxury for adults only.

The Calabash Cove guest list includes singles and couples, some honeymooners, some celebrating an anniversary or other special event, and others looking for a simple but elegant getaway with some personal space and well-prepared meals. Visitors come from the United States, Canada, Europe, and around the world.

The resort and spa is a full-service resort: the optional Unconditional All-Inclusive package covers all food and drinks including room service, daily specials, an in-room bar, lobster when in season, and more than 20 wines by the bottle from the resort's extensive wine list. Tips and Wi-Fi are included as well.

Part of the resort's appeal is its promise of intimacy - only 26 suites, all with a king bed, Jacuzzi, double vanity, rain shower, private balcony or patio, ocean view and cable TV. The resort is built along a sloping hill and was designed to complement and harmonize with the natural surroundings and offer guests full benefit of ocean breezes and sunset views.

The property includes a private beach with nearby coral reef, as well as tropical gardens and groves of trees to set the scene for reflection and relaxation.

Calabash caters to a quieter crowd, says owner Konrad Wagner

"If guests like a large, noisy, and ordinary resort, Calabash Cove Resort & Spa may not be best for them," he explains.

"A crowd for many of them is when three couples decide to charter a boat for the day to visit the Pitons for snorkeling."

Calabash guests "enjoy dinner music every night at a volume suitable for a conversation," he adds.

However, guests looking to sprinkle their serenity with activity can take advantage of a Cybex cardiovascular fitness center, or get out on the water with kayaks, paddle boards, and snorkeling gear, all available at no additional charge.

Calabash Cove is ideally situated five minutes north of Castries and five minutes south of Rodney Bay Village, with approximately 40 bars and restaurants to cater to a range of tastes when guests crave a change of scene.

Visit calabashcove.com for more information.

However, nothing quite replaces the in-person contact with family, and family reunions continue to remain a popular way to connect.

In fact, technology makes organizing a memorable event easier, as family members near and far can collaborate on a date, time, and most importantly, location.

When organizing a family reunion, the first rule of thumb is to start scouting locations that are easy to reach from many locales. Travel hubs such as Dallas, Denver, and St. Louis are always popular. Smart families book spots a year in advance.

Another tip from experienced family reunion planners: find a hotel that specializes in group experiences.

The Magnolia Hotel Collection, for instance, has locations in a range of family-friendly cities, including Dallas, Denver, Houston, Omaha, and St. Louis. And a New Orleans property adjacent to the French Quarter is scheduled to open later in 2019.

The recently renovated Denver and Houston properties are especially convenient for guests who want easy and walkable access to downtown shopping, dining, and nightlife.

Standard features of all Magnolia hotels that make them well-suited to family reunions are:

- Comfort and care. Magnolia guests enjoy amenities, including complimentary internet access, fitness facilities, and transportation to local attractions.

- Professional planning. Magnolia staff are experts in event organizing; their customized services include creating menus for any meal and coordinating onsite or off-site activities and entertainment for a range of ages and interests.

- A place for everyone. In addition to luxurious rooms designed to accommodate guests of all ages, Magnolia hotels feature a variety of common spaces, including lounges and meeting rooms that can be used for larger group gatherings and smaller meet-and-greet events.

"With an inviting spirit and dedication to making guests feel instinctively cared for, you'll discover a genuinely attentive environment with a modern essence," according to the company.

Visit magnoliahotels.com for more information about how the Magnolia family of hotels can make your next family event memorable, and check out the hotels on social media by searching for Magnolia Hotels on Facebook, Instagram, and Twitter.

While the average person spends about $1,025 per year on medication, many people with diabetes who use insulin are often required by their health insurance plans to spend five times that amount on a treatment they must have.

Today, six million Americans who depend on insulin to manage their diabetes often need multiple insulin shots a day. Many are choosing to forego their insulin or to ration doses, risking greater health problems. The cause? Insufficient prescription drug coverage by insurance carriers.

Lost in this complex world of diabetes, amid the blame game and finger-pointing, are programs created by pharmaceutical manufacturers to help patients enrolled in private health insurance plans who cannot afford their prescriptions. Many insurers fail to tell people about these programs.

Copay assistance cards, also called copay coupons, can help take the financial sting out of the cost of medication. To obtain one, patients must go to the insulin manufacturer's website and search for financial or copay assistance programs, complete an application, and enroll.

All of this can be a bit complicated; many people get frustrated and give up. Don't!

The value of copay assistance is this: it lowers the cost you pay and may even cover all the cost. The pharmaceutical company covers the difference. Typically, you don't even have to prove that paying your regular copay would present a financial hardship. These programs are usually not available to Medicare recipients, however.

To help people in the California Central Valley afford their insulin, we looked up programs offered by pharmaceutical companies that manufacture insulin.

For more information on Insulin Support Programs, visit www.legacyhealthendowment.org.

For the uninsured, there are other programs that often cover close to 100 percent of the cost. The Mat.org website is a great website to help you.

Before filling your insulin prescription or any prescription medication, check to see if the pharmaceutical manufacturer offers a copay assistance program. If you need help, remember that your pharmacist is another excellent resource and may be able to answer your questions.

Jeffrey Lewis is president and CEO of Legacy Health Endowment in Turlock Ca.

Mr. Lewis' email address is [email protected]

This year, Cooper Tires is encouraging drivers to mark Labor Day weekend (and the first of every month) as a tire check safety moment, to make a habit of checking tires, especially as seasons change.

"Just as we regularly take a moment to check our smoke detector batteries when we change our clocks in the fall and spring, we need to designate a moment to check tire safety as well," says Jessica Egerton, Director of Brand Development at Cooper Tire & Rubber Company.

Checking the overall condition of your tires is easy and important for your safety on the road. Your tires are the only parts of your vehicle to come into contact with, and keep you connected to, the road.

The recommended tread depth is more than 2/32 of an inch deep. Do your tires meet this minimum, or are they too worn? Would you know if they are? An easy and quick way to tell is to stick a penny into the tread with Lincoln's head facing down. If the tread covers the top of his head, you're good to go. If not, time to replace the tire.

Ensuring your tires have the recommended tread depth can help in a variety of ways, including maintaining traction on the road, keeping control of the car, and preventing hydroplaning or sliding.

Don't be under-pressured, either.

Tires not inflated to the recommended level of pressure can lead to tire failure, uneven wear and cause your car to use more gas.

Try this 10-minute safety check from Cooper Tires:

* Check the tread. Use the U.S. penny/Lincoln's head method. Insert the penny into the tire tread, with Lincoln's head down and facing you. If the top of his head is visible at any point around the tire, there is too little tread, and it's time to replace the tire!

* Check the pressure. Look on the vehicle doorjamb, glove compartment, fuel door or owner's manual to find the recommended pressure for your tires. Press a tire gauge on the valve stem. Too low? Add air. Too high? Push down on the metal stem in the center of the valve to release some air. When you reach the recommended pressure, replace that valve cap. Also, don't check pressure right after driving. Wait at least three hours until the tires are cool.

* Check your look. Inspect your tires for cuts, bulges, cracks, splits or punctures. When in doubt, ask a tire professional for an inspection.

Visit coopertires.com for more information about tire safety and more details on how to take make your tire safety check moment a regular habit.